:root{--navy:#003366;--navy-d:#00213f;--bg:#f4f6fa;--ink:#1c1c2e;--mute:#566074;--line:#dde3ec;--accent:#ff3c00}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}a{color:var(--navy)}:focus-visible{outline:3px solid var(--accent);outline-offset:3px;border-radius:6px}.skip-link{position:absolute;left:16px;top:-100px;z-index:10;background:#fff;padding:12px 18px;border-radius:8px}.skip-link:focus{top:12px}.wrap{max-width:1080px;margin:0 auto;padding:0 20px}header.top{background:var(--navy-d);color:#fff}header.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:14px;padding-bottom:14px;flex-wrap:wrap}.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:800;font-size:1.2rem;letter-spacing:-.02em}.mark{width:36px;height:36px;border-radius:10px;background:var(--navy);border:1px solid rgba(255,255,255,.3);display:grid;place-items:center;font-size:.9rem;font-weight:700}nav ul{display:flex;gap:18px;list-style:none;margin:0;padding:0;flex-wrap:wrap}nav a{color:#d6e2f0;text-decoration:none;font-size:.95rem;font-weight:500}nav a:hover{color:#fff;text-decoration:underline}.btn{display:inline-block;padding:13px 24px;border-radius:12px;font-weight:700;text-decoration:none;border:2px solid transparent;transition:transform .15s}.btn:hover{transform:translateY(-2px)}.btn-p{background:#fff;color:var(--navy)}.btn-o{border-color:#ffffff8c;color:#fff}.btn-n{background:var(--navy);color:#fff}.btn-n2{border-color:var(--navy);color:var(--navy)}.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-d) 100%);color:#fff;padding:72px 0 80px}.hero .wrap{display:grid;gap:40px;grid-template-columns:1.2fr .8fr;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:700;color:#9fc0e4;margin:0 0 12px}h1{font-size:clamp(2.2rem,5.5vw,3.8rem);line-height:1.05;letter-spacing:-.035em;font-weight:800;margin:0 0 18px}.hero p.sub{font-size:1.18rem;color:#d6e2f0;max-width:34rem;margin:0 0 28px}.cta{display:flex;gap:12px;flex-wrap:wrap}.board{background:#fff;color:var(--ink);border-radius:20px;padding:22px;box-shadow:0 24px 50px #0000004d}.board h2{font-size:.8rem;text-transform:uppercase;letter-spacing:.1em;color:var(--mute);margin:0 0 12px}.row{display:flex;align-items:center;gap:10px;padding:10px 0;border-top:1px solid var(--line);font-size:.95rem}.row span.dot{width:10px;height:10px;border-radius:50%;background:var(--navy)}.row.out{color:#8a93a4;text-decoration:line-through}.row.out .dot{background:var(--accent)}.row em{margin-left:auto;font-style:normal;font-size:.75rem;font-weight:700;color:var(--navy)}.row.out em{color:var(--accent)}.note{font-size:.75rem;color:var(--mute);margin:12px 0 0}section{padding:68px 0}h2.t{font-size:clamp(1.7rem,3.5vw,2.4rem);letter-spacing:-.025em;line-height:1.15;margin:0 0 14px;color:var(--navy-d)}.lead{color:var(--mute);max-width:40rem;font-size:1.05rem;margin:0 0 36px}ol.steps{list-style:none;counter-reset:s;margin:0;padding:0;display:grid;gap:16px;grid-template-columns:repeat(4,1fr)}ol.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px}ol.steps li:before{content:counter(s);display:grid;place-items:center;width:34px;height:34px;border-radius:10px;background:var(--navy);color:#fff;font-weight:700;margin-bottom:12px}h3{margin:0 0 6px;font-size:1.1rem;color:var(--navy-d)}ol.steps p,.feat p{margin:0;color:var(--mute);font-size:.95rem}.why{background:#fff;border-block:1px solid var(--line)}.feats{display:grid;gap:16px;grid-template-columns:repeat(3,1fr)}.feat{padding:20px;border-radius:14px;background:var(--bg);border-left:4px solid var(--navy)}.feat:nth-child(4n+2){border-color:var(--accent)}.what .wrap{display:grid;grid-template-columns:1fr 1fr;gap:40px}.what p{margin:0 0 14px}.what ul{padding-left:20px;color:var(--mute)}.final{background:var(--navy);color:#fff;text-align:center}.final h2{font-size:clamp(1.8rem,4vw,2.6rem);letter-spacing:-.03em;margin:0 0 12px}.final p{color:#d6e2f0;max-width:34rem;margin:0 auto 26px}.final .cta{justify-content:center}footer{background:var(--navy-d);color:#9fb3cc;padding:24px 0;font-size:.85rem}footer a{color:#d6e2f0}@media(max-width:860px){.hero .wrap,.what .wrap{grid-template-columns:1fr}ol.steps,.feats{grid-template-columns:1fr 1fr}}@media(max-width:560px){ol.steps,.feats{grid-template-columns:1fr}section{padding:48px 0}.hero{padding:48px 0}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}